FOLLOWING INTEREST RATES ARE ACCURATE AS OF NOVEMBER 1, 2015

Interest Checking and Savings
Product Interest
RATE
*APY Minimum to OPEN Minimum Balance for APY*
NOW Account .05 .05 $1,000.00 $1,000.00
NOW Account .05 .05 $1,000.00 Less than $1,000.00**
SUPER NOW Account .10 .10 $2,500.00 $2,500.00
SUPER NOW Account .05 .05 $2,500.00 Less than $2,500.00**
HI/FI Account .20 .20 $2,500.00 $2,500.00
HI/FI Account .10 .10 $2,500.00 Less than $2,500.00**
Savings Account .10 .10 $100.00 No Minimum
Savings Account (under age 18) .10 .10 $25.00 No Minimum
IRA Savings .75 .75 No Minimum  
Health Savings .75 .75 No Minimum  

*APY=Annual Percentage Yield
Murray State Bank reserves the right to limit deposits. Interest Rate may change after account is opened.
**Fees may affect earnings.

Certificates of Deposit
  Interest
RATE
APY* Minimum to OPEN Minimum Balance for APY
91 Day 0.10 0.10 $1,000.00 $1,000.00
182 Days (6 months) 0.20 0.20 $1,000.00 $1,000.00
12 Months 0.35 0.35 $1,000.00 $1,000.00
24 Months 0.60 0.60 $1,000.00 $1,000.00
30 Months Special 1.00 1.00 $1,000.00 $1,000.00
36 Months .85 .85 $1,000.00 $1,000.00
48 Months 1.25 1.25 $1,000.00 $1,000.00


*Annual Percentage Yield.
Murray State Bank reserves the right to limit deposits.
Interest penalty for early withdrawal. Automatically renewable unless stated or notified before renewal or within 10 day grace period after maturity.

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