NOTICE: By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOTA) will no longer receive unlimited deposit insurance coverage, but will be FDIC- insured to the legal maximum of $250,000 for each ownership category. For more info, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html
FDIC Insurance Changes
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