Checking

eBusiness Checking

Ideal for businesses, large or small with limited checking activity

  • An opening deposit of $100 is required
  • No monthly service fee
  • 100 free items per month*
  • items include debits, credits and deposited items
  • Free Online Banking
  • Free Check Safekeeping
  • Free eStatements, required for this account

*$.40 per item for additional posted items

Business Checking

  • An opening deposit of $100 is required
  • Activity charges accrue and are charged to your account monthly
  • An earnings credit is used to offset your activity charges, based on your Average Collected  Balance, often resulting in no charge for the month
  • The cost of printing checks and deposit tickets will be charged to your account (prices vary)

Interest Checking

Eligible businesses are sole proprietors, non-profit organizations and governmental units. 

  • An opening deposit of $525 is required
  • Activity charges accrue and are charged to your account monthly
  • Interest is compounded and credited to your account monthly
  • The cost of printing checks and deposit tickets will be charged to your account (prices vary)

Organization Checking

This account is designed for non-profit organizations, clubs, leagues and groups that are not eligible to earn interest on a transaction account, according to Federal Regulations.

  • An opening deposit of $100 is required
  • No monthly fees if a Minimum Balance of $300 or an Average Balance of $500 is maintained throughout the month
  • The cost of printing checks and deposit tickets will be charged to your account (prices vary)

Main Office: 83 W. Nepessing St. • P.O. Box 250 Lapeer, MI 48446
NMLS #458980