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Check Rates


It all starts with checking. Every business has a checking account, but your business is not the same as the one next door or down the street. Minster Bank understands this. That's why we offer a range of accounts, from regular checking to accounts that offer a full package of services. Choose what's right for you.

 

   

 

Business
Regular Checking

 

 

Business Advantage
Checking

 

Business
Interest Checking

 

 

Business Select
Checking

 

At a Glance

 

Low-cost account that provides an earnings credit to reduce or eliminate maintenance & activity fees

Similar to Business Regular Checking, but with an earnings credit rate that increases along with your balance

 

Interest-bearing account with a low balance requirement that can reduce or eliminate maintenance & activity fees

 

Similar to Business Interest Checking, but rewards high balances with a higher rate of interest that can reduce or eliminate maintenance & activity fees

 

Minimum Opening Balance $100

$100

$100 $100,000
Features

Earnings credit may offset maintenance & activity fees  

Earnings credit rate increases with balance based on the following tiers:
$25,000 or more
$10,000-$24,999
$5,000-$9,999
$0-$4,999
 

Earnings credit may offset most charges, including maintenance, activity, stop payment, returned images, ACH, & wire fees

 

Variable interest rate based on the following tiered balances:
$25,000 or more
$10,000-$24,999
$5,000-$9,999
$0-$4,999
 

Interest may offset most charges, including maintenance, activity, stop payment, returned images, ACH, & wire fees

 

Variable interest rate based on the following tiered balances:
$2,500,000+
$1,000,000-$2,499,999
$500,000-$999,999
$250,000-$499,999
$100,000-$249,999
$0-$99,999


Interest may offset most charges, including maintenance, activity, stop payment, returned images, ACH, & wire fees

 

 Monthly Maintenance Fees

 

$4 per month
($6 if images are returned)

 

20¢ per item  (checks & deposits)

 

15¢ per all items deposited

$9 per month
($11 if images are returned)

 

20¢ per item (checks & deposits)

 

15¢ per all items deposited

 

Earnings credit will be reduced for each day that the available balance is negative

 

Balance of $2,500 or  greater:
$0 per month

 

Balance below $2,500:
$9 per month
($11 if images are returned)

 

Regardless of balance:
20¢ per item (checks & deposits)

 

15¢ per all items deposited


 

Balance of  $100,000 or greater:
$0 per month

 

Balance below $100,000:
$100 per month

 

Regardless of balance:
20¢ per item (checks & deposits)

 

15¢ per all items deposited

 

 

To open your Minster Bank Checking account, stop by any branch location or call 866-MINSTER.  We will help you choose the account that is right for your business.

Minster Bank
      
To report a lost or stolen Visa Debit Card, please call: 1-800-472-3272. To report a lost or stolen Consumer Visa Credit Card, please call: 1-800-558-3424. To report a lost or stolen Business Visa Credit Card, please call: 1-866-552-8855.
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