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          Your Checking Account is a time and energy saving way to handle routine obligations.  Let us introduce you to the Checking Plans we at Community First Bank have to offer.  
		
          
          
          
            
         Value Checking – is our basic checking account to help with your day-to-day needs. 
         
              
                | Minimum Opening Deposit  | 
                $100.00 | 
               
              
                | Monthly Maintenance Fee | 
                $6.00 | 
               
              
                | Service Charge if  maintain a deposit account or loan with a minimum average daily balance of at least $1000.00  | 
                Free | 
               
              
                | Per check or over-the-counter debit memo fee after 25 items cleared in a statement period. | 
                $0.25 | 
               
             
           
           
         
         
         
          
          
            
         Perfect for your day-to-day needs without a minimum  balance.  A direct deposit is required  for this account. 
              
                | Minimum Opening Deposit  | 
                $100.00 | 
               
              
                | Monthly  minimum balance requirement  | 
                $0.00 | 
               
              
                | Monthly maintenance fee | 
                Free | 
               
              
                | Per  check or over-the-counter debit memo fee after 25 items clear in a statement  period.  | 
                $0.25 | 
               
             
           
           
         
          
          
         
         Now Checking combines a lower minimum balance requirement with the benefit of earning interest. This account is for customers who want to make the most of their money. 
         
           
             | Minimum Opening Deposit | 
             $100.00 | 
            
           
             | Minimum balance required to obtain the stated Annual Percentage Yield (APY) and interest rate.  | 
             $0.01 | 
            
           
             | Minimum Balance Fee  | 
             $15.00 (will be imposed every statement period if the balance in the account falls below $1,000.00 any day of the statement period.) | 
            
          
         
         
         
		  
          
         
         Are you a student? If so this account is great for managing  your hard earned money to pay for everyday needs. 
         
  
    | Minimum Opening Deposit | 
    $100.00 | 
     
  
    | Monthly  minimum balance requirement  | 
    $0.00 | 
     
  
    | Monthly maintenance fee | 
    Free | 
     
    
    | Per  check or over-the-counter debit memo fee after 10 items clear in a statement  period.  | 
    $0.25 | 
     
    
    | Online  banking and electronic statements | 
    Required on this account. | 
     
    
    | This  account will automatically convert to a Value Checking Account five years from  opening date | 
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    | Must  be 18 years of age or have a parent/guardian as a joint account holder | 
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