Keep your day to day financial operations fluid and productive with our selection of Cash Management Services:
- Courier Service
- Online Wire transfers
- Free Online bill payment
- Escrow Sub Accounting
- Sweep Accounts
- Lock Box
- Remote Deposit Capture
- Online Banking
- Night Depository
- Letters of Credit
- Coin and Currency
Effective management of cash can have a significant impact on your bottom line. At Enterprise Bank we have the information and resources available to help you maintain control of your cash, investments, and other financial information on a daily basis, with:
Account Analysis - We can assist you with determining adequate balances in your business checking accounts which will allow you to have no monthly activity service charge. The calculations are suited to your banking needs and activity.
Account Reconciliation Services - Eliminate the lengthy monthly process of reconciling your business accounts. With automated account reconciliation service you will reduce your administrative expenses and concentrate on other areas of your business that are more pressing. You can automate the process of account reconciliations to include paid and outstanding checks.
Check and Statement Imaging - Improve the efficiency of your day to day business functions. You can quickly access images of both the front and back of your checks and deposit items from your account and receive or view your statements online or on a CD Rom.
Account Access via EnterpriseBankFL.com – Immediately view your account information, including history information, transfers, stop payments, wire transfers and ACH transactions with a single click. All of this and more is available to you on EnterpriseBankFL.com at no cost to you. Below are just a few of the things you can do:
- View the listing of accounts at Enterprise Bank in which you are a signer
- Look up account balances and loan balances
- View the current interest rates your products are earning
- See the interest postings
- View the last month of transactions
- View your last statement
- See your last deposit
- Search for a transaction or check
- Make a one-time transfer
- Schedule a timed transfer
- Make a loan payment from an Enterprise Bank account to an Enterprise Bank loan
- Change your password
Lockbox Service - A system that allows your customer’s payments to be received and processed by the Bank. We will handle your paperwork for you. Payments are processed, balanced, and deposited to your account. You will receive daily reports customized to meet your needs.
Remote Deposit Capture - Enjoy the convenience of making deposits 24 hours a day, 365 days a year from your office.
- Streamline your cash flow by consolidating funds from several remote locations into one bank
- Increase accuracy and efficiency with automatic deposit preparation and secure, Internet delivery
- Rest assured that multiple layers of security including password protection, Internet firewalls, and 128-bit encryption are protecting your electronic deposits
- Reduce your risk of check fraud by allowing you to react sooner to returned checks and increase their chance for collection
Merchant Credit Card Services - With more payment options in the market than ever before, the need for single payment processing sources has never been greater. From credit cards to debit cards to check transactions, we provide everything merchants need to process non-cash payments. Enterprise Bank can assist you with offering expanded payment options to your customers.
Courier Service - We come to you. Our courier will visit your office to pick up your banking transactions, deliver them to the Bank and process them on the same day. You never have to leave your office to go to the bank. Whether you need deposits picked up on a daily basis or occasionally, we can accommodate your needs.
Wire Transfer Service - Moving funds and making payments electronically is easier than ever using EnterpriseBankFL.com. Processing wire transfers online eliminates the need to come into the branch or fax your wire transfer requests.
ACH (Automated Clearing House) debits and/or credits - A convenient alternative for payroll processing or movement of funds for payments of suppliers, taxes, or vendors. If your company collects payments from your customers on a recurring basis (for example: club or association dues, monthly rental fees or lease payments) you can streamline and automate the process by electronically drafting your customers' bank account.
Bill Payment is part of our Internet banking service. You can make payments to third parties from checking, money market and savings accounts (within the Federal restrictions of your account type). Bill Payment is simple to set-up and configure for easy banking month to month. You can avoid missed payments and/or late fees by setting up and scheduling monthly bills.
Here are some of the features:
- Set up single payments
- Set up monthly payments
- Check payment history
- See visual breakdowns of where dollars are going
The use of Bill Payment is free from Enterprise Bank, but you may have charges from your internet provider not associated with Enterprise Bank.
Please refer to the Internet Banking and Disclosure Statement for more details.
Business Money Market & Now Accounts** - Earn a higher rate of return by depositing excess funds into our Money Market and higher interest paying accounts.
**NOW Accounts available only for eligible businesses
IOTA Accounts - maintain your Attorney Trust Funds in this interest bearing NOW Account.
Escrow Sub Accounting - Segregate the funds you hold for your customers, receive itemized statements, have interest paid directly to a customer's account(s), and receive one convenient statement. Year end interest reporting is provided by Enterprise Bank for your escrow sub accounting.
