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Home » Personal Banking » Checking
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Checking

Account Name Learn More Minimum Opening Deposit Service Charge Earn a Service Charge Refund Earns Interest
Advantage Checking More $100 $7 Yes - Up to $7 per cycle Yes

Advantage Checking

Our premier interest bearing checking account that includes all of our best services.  Advantage checking is a perfect fit for current UNION Savings BANK customers or if you are new to the bank (welcome!) and maintain a balance in your checking account.

Earn a $7 service charge refund each statement cycle when you: 

  • Have an active trust relationship or mortgage loan
  • Maintain a $2,500 account balance in the Advantage Checking account throughout the cycle
  • Combined balances in all deposit accounts total more than $10,000 at the end of the cycle

Complimentary Services 

  • Debit Card
  • Online Banking
  • Online Bill Pay
  • Mobile Banking
  • Overdraft Protection 
  • One box of checks of our choosing annually
  • No charge for official checks
  • No charge for transfers when using our S.T.O.P service
  • Electronic Statements ($2 paper statement fee applies)
Rewards Checking More $100 $3 Yes - Up to $3 per cycle Yes

Rewards Checking

This account is a great fit if you pay for most purchases with a debit card and like to earn interest on your checking account.

Earn up to a $3 service charge refund each statement cycle when you: 

  • Posted debit card transactions earn $0.20 in service charge refunds up to $3
  • This means that you need just 15 posted debit card purchases in a cycle to earn a full refund!

Complimentary Services 

  • Debit Card
  • Online Banking
  • Online Bill Pay
  • Mobile Banking
  • Overdraft Protection 
  • One box of checks of our choosing at account opening
  • No minimum balance requirement
  • Electronic Statements ($2 paper statement fee applies)
Wallet Checking More $100 $3 Yes - Up to $3 per cycle No

Wallet Checking

No frills!  Simply Good!  The Wallet Checking works best if you need an account that easily handles everyday banking activities.

Earn up to a $3 service charge refund each statement cycle when you: 

  • Direct deposits in the Wallet Checking total $1,000 during the cycle
  • Combined account balances in all deposit accounts total at least $2,000 
  • Primary account holder between the ages of 18-23

Complimentary Services

  • Debit Card
  • Online Banking
  • Online Bill Pay
  • Mobile Banking
  • Overdraft Protection 
  • One box of checks of our choosing at account opening
  • No minimum balance requirement
  • Electronic Statements ($2 paper statement fee applies)

 

Additional Information: 

The content on this page is informational only.  Accounts are subject to approval. The terms of the account, including features, benefits, rates, or fees, may change at any time.  Complete disclosures that detail the terms and conditions of these accounts are available at any branch or by calling 815-235-0800. UNION Savings BANK generally accepts applications from individuals residing in our service area.  Our service area is generally defined as Stephenson, Winnebago, Boone, Jo Daviess, Ogle, and Carroll counties in Northern Illinois.

 

    • Checking
    • Savings
    • Certificate of Deposit
    • Loan & Credit Card
    • Online Banking
    • Additional Services
    • Fraud Prevention
    • Debit Cards

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