Loan Options

Loan Types	Click to Learn More	Quick Info
Fixed Rate Mortgage	More	Predictable monthly payments
Fixed Rate Mortgage Refinance your existing home loan with a fixed rate mortgage from UNION Savings BANK. Allows for repayment of debt in equal monthly payments over a longer term. Available for a primary residence, investment, or rental properties and second or vacation homes.
USDA Rural Development Guaranteed Loan Program	More	Lower down payment requirements
USDA Rural Development Guaranteed Loan Program A USDA Rural Development Guaranteed Loan is paired with a traditional fixed rate mortgage to help low to moderate income home buyers achieve their dream of home ownership. Flexible credit guidelines. Non-traditional credit histories may be accepted. Fixed 30 year interest rates. Applicants must purchase a home within the eligible rural areas. Other restrictions apply. Learn more by contacting a mortgage lender today!
FHA Loan	More	Flexible and accommodating
FHA Loan Allows for repayment of debt in equal monthly payments over a longer term. Government back home loans with more flexible lending requirements than a conventional loan. Lower down payment options may be available.
Home Equity Loans	More	Flexible options with great rates!
Home Equity Loans Borrow using the equity in your home You can use a home equity loan to: Pay off high-interest debt Pay for home improvements Finance an education Pay for an automobile