Locations & Hours


Athens 1878 S. Congress Pkwy P.O. Box 1806 Athens, TN 37371 (423) 745-6444 Click here for banking hours	Decatur 17670 State Hwy. 58 N P.O. Box 159 Decatur, TN 37322 (423) 334-1234 Click here for banking hours

Dayton 3995 Rhea County Hwy P.O. Box 945 Dayton, TN 37321 (423) 775-0221 Click here for banking hours	Spring City 285 Front Street P.O. Box 1074 Spring City, TN 37381 (423) 365-0221 Click here for banking hours

Ten Mile 2598 State Hwy 304 P.O. Box 158 Ten Mile, TN 37880 (423) 334-1122 Click here for banking hours	Cleveland 1701 Keith Street NW Cleveland, TN 37311 (423) 303-2820 Click here for banking hours

Ooltewah 9218 Lee Hwy Ooltewah, TN 37363 (423) 238-4403 Click here for banking hours
TOLL-FREE Telephone: 1-888-401-7328 (SEBT) TOLL-FREE Telephone Banking: 1-866-401-7328 (SEBT) To report a lost or stolen ATM/SouthEast 24 VISA CheckCard after business hours: 1-866-546-8273

Enjoy EXTRA Convenience ... SouthEast Bank Cash Dispenser locations

(There is no fee for usage of these machines by SouthEast Bank customers when using their SouthEast ATM/VISA CheckCard.)

Valley Mart – 1006 N Congress Pkwy – Athens
Valley Mart – 2432 S. Congress Pkwy – Athens
Valley Mart – 3787 Hwy 11 S – Riceville
Valley Mart – 430 S. White Street – Athens
Valley Mart – 564 Hwy 11 N – Niota
Valley Mart – 16993 Hwy 58 S – Decatur
Four Corners Market – 3285 State Hwy 68 West – Decatur
Time Saver Market – 6986 Rhea County Hwy – Dayton
J & L Market - 2047 Watts Bar Hwy - Spring City

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS: All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transactions accounts, visit www.fdic.gov.

NOTICE: The Unlawful Internet Gambling Enforcement Act of 2006 prohibits any person engaged in the business of betting or wagering from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling. As an accountholder, these restricted transactions are prohibited from being processed through the account or relationship with us.

NOTICE: SouthEast Bank & Trust is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being provided by an outside source - The bank is not responsible for the content. Please contact us with any concerns or comments.

Locations & Hours

TOLL-FREE Telephone: 1-888-401-7328 (SEBT)

TOLL-FREE Telephone Banking: 1-866-401-7328 (SEBT)

To report a lost or stolen ATM/SouthEast 24 VISA CheckCard after business hours: 1-866-546-8273

Enjoy EXTRA Convenience ... SouthEast Bank Cash Dispenser locations