Consumer Loans

Consumer Loan Services

Borrowing money just got easier. Your friends at SouthEast Bank & Trust will give you Something Extra! We will work closely with you to set up a loan that matches your specific need ... with repayment options that fit your budget.

For your convenience, we can deduct your SEB&T monthly loan payment directly from your SouthEast Bank checking or savings account ... or you can pay it ONLINE with Southeast24 Online Banking. Contact a SouthEast Bank & Trust office today, and we’ll help you explore a loan option that’s right for you.

A Variety of Loans... For a Variety of Reasons

Whether you’re interested in a LOAN or line of credit, SouthEast Bank & Trust has choices that make borrowing the money you need fast, simple and affordable ... for practically any reason!

Automobiles, RVs and Boats
Home Improvements
Room Additions
Unexpected Emergencies
Trips and Vacations
Home Offices
Handicap Home Alterations
Weddings and Honeymoons
Children’s Braces
Pools and Spas
Vacation Home

You Need An INSTALLMENT LOAN If... you are borrowing a predetermined amount of money for one particular need and prefer the predictability of fixed monthly payments.

You May Need A HOME EQUITY LOAN If... you own your own home and want to get the most favorable interest rate and terms available. You can get the money you need from either a fixed rate Home Equity Loan or a more flexible Home Equity Line of Credit. You may also be able to deduct your interest! (See your tax advisor.)

Ask Us For A VISA CREDIT CARD Application If... you need the convenience of a card to make purchases around town ... or around the world.

Keeping On Track With Your Loan is E-A-S-Y!

There are a variety of ways to make your loan payment – or check your loan balance – that can save you time and expense.

Automatic Payment – We can automatically deduct any SouthEast Bank loan payment from your SEB&T checking or savings account each month. That means no more writing and mailing checks ... or unnecessary fees from accidental late payments.
SouthEast24 E-Banking – SouthEast24 Online Banking, ATM and Phone Banking services let you monitor your loan activity at your convenience. You can verify loan balances and track other account activity from anywhere, day or night. You can also make your payment by electronically transferring funds from any of your deposit accounts. Visit our E-Banking page for more information.

Mortgage Loans

We’ll Help Make Your Home Ownership Dreams A SUCCESS!
Purchasing a home can be one of the most satisfying experiences of a lifetime. Whether you’re a first-time buyer, moving up to a larger home or refinancing your current residence, you deserve Something Extra! SouthEast Bank & Trust is here to help you EVERY STEP of the way. Visit our Mortgage Page for more details.

Home

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS: All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transactions accounts, visit www.fdic.gov.

NOTICE: The Unlawful Internet Gambling Enforcement Act of 2006 prohibits any person engaged in the business of betting or wagering from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling. As an accountholder, these restricted transactions are prohibited from being processed through the account or relationship with us.

NOTICE: SouthEast Bank & Trust is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being provided by an outside source - The bank is not responsible for the content. Please contact us with any concerns or comments.