Rates Effective as of June 1, 2012
CashBack Interest Checking Account Type Tiers Rate APY* $0 - 999 0.050 .05% $1,000 - 4,999 0.100 .10% $5,000 - 9,999 0.150 .15% $10,000 - 24,999 0.200 .20%
$25,000 + 0.250 .25%
Premium Interest Checking Account Type Tiers Rate APY* $0 - 9,999 0.15 .15% $10,000 - 49,999 0.200 .20% $50,000 - 99,999 0.300 .30% $100,000 - 249,999 0.500 .50%
$250,000 + 0.600 .60%
Personal Checking Accounts Account Type Tiers Rate APY* Interest Checking** $0 - 999 0.050 .05% SouthEast 50** $1,000 - 9,999 0.100 .10% $10,000 - 24,999 0.150 .15% $25,000 + 0.200 .20%
*Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the account.
Minimum to open account $100
** No new accounts will be opened as an Interest Checking or SouthEast 50 Checking beginning June 1, 2012.
Business Checking Accounts Account Type Tiers Rate APY* Business Interest $0 - 999 0.050 .05% $1,000 - 9,999 0.050 .05% $10,000 - 24,999 0.100 .10% $25,000 + 0.150 .15% *Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the account.
Minimum to open account $100
Money Market Accounts Account Type Tiers Rate APY* Personal Money Mkt. $0 - 9,999 0.100 0.10% Business Money Mkt. $10,000 - 49,999 0.150 0.15% $50,000 - 99,999 0.200 0.20% $100,000 - 249,999 0.250 0.25% $250,000 + 0.300 .030%
*Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the account.
Minimum to open account $100
Savings Accounts Account Type Rate APY* Personal Savings 0.200 .20% Business Savings 0.200 .20% Christmas Club 1.000 1.00% Health Savings Account 0.200 .20% *Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the account.
Minimum to open account $100
Certificates of Deposit** Account Type Rate APY* 30 - 89 Days 0.150 0.15% 3 Month 0.200 0.20% 6 Month 0.250 0.25% 12 Month 0.350 0.35% 18 Month 0.400 0.40% 24 Month 0.500 0.50% 36 Month 0.750 0.75% 48 Month 1.000 1.00% 60 Month 1.245 1.25% MMIRA 0.200 0.20% TDOA IRA 0.200 0.20% Specials for SEBT checking account customers *Annual Percentage Yield
**Substantial penalty required for early withdrawal.
Minimum to open account and obtain Annual Percentage Yield $1000
