Fees

CHECKING ACCOUNT FEES
TYPE	FEE
Free Checking	Check copies - $2 per copy after first 12 per year *No monthly maintenance fee
CashBack Checking	$6 per month *Fee can be avoided with an average daily balance of $250, Monthly E-Statement or Direct Deposit
CashBack Interest Checking	$10 per month *Fee can be avoided if an average daily balance of $1,000 or more is maintained.
Premium Interest Checking	$15 per month *Fee can be avoided if an average daily balance of $10,000 or more is maintained or a combined balance of checking deposits, savings and loan balances of $100,000 is maintained (CDs not included.

SAVINGS & INVESTMENT ACCOUNT FEES
TYPE	FEE
Personal Savings	Fee 1: $5 per quarter if account balance falls below $100 during the quarter Fee 2: $2 for each pre-authorized withdrawal over 6 per quarter *Fee can be avoided if a minimum daily balance is maintained. Fee is also waived for full time students.
Health Savings Account	$10 per year
Christmas Club	$5 for early withdrawal
Certificates of Deposit	Penalty for early withdrawal
Money Market Accounts	Fee 1: $12 per month Fee 2: $10 will be assessed for each pre-authorized withdrawal over 6 per month *Fee can be avoided if a minimum daily balance of $2,500 is maintained.

MISCELLANEOUS FEES

TYPE FEE

ID Protect $4.95 per month individual or $6.95 per month family

Internet Banking FREE for basic service

Online Bill Pay FREE

ATM Transactions None with use of SouthEast Bank & Trust ATMs

Stop Payment $30 per item

Non-Sufficient Funds Item (NSF)/Bounce Protection Fee $30 per NSF item paid or returned

Wire Transfers (customers only)

Fee 1: $15 for domestic (incoming/outgoing)

Fee 2: $60 International (outgoing) fee may increase depending on destination

Fee 3: $25 International (incoming)

Account Research $20 per hour

Account Activity Printouts
(Statements/Checks/Deposits) $5

Return Mail $5

Garnishments/Tax Levys $50

Check Collection

Fee 1: $20 (Domestic: Incoming/Outgoing)

Fee 2: $35 (International: Incoming/Outgoing)

Dormant Account Fee $5.00 Yearly

Official Checks

Fee: $3; up to three (3) with no charge each month for ValuPak Checking Account or SouthEast50 Interest Checking Account members

Photo VISA CHECKCard
$8

Home

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS: All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transactions accounts, visit www.fdic.gov.

NOTICE: The Unlawful Internet Gambling Enforcement Act of 2006 prohibits any person engaged in the business of betting or wagering from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling. As an accountholder, these restricted transactions are prohibited from being processed through the account or relationship with us.

NOTICE: SouthEast Bank & Trust is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being provided by an outside source - The bank is not responsible for the content. Please contact us with any concerns or comments.

MISCELLANEOUS FEES
TYPE	FEE
ID Protect	$4.95 per month individual or $6.95 per month family
Internet Banking	FREE for basic service
Online Bill Pay	FREE
ATM Transactions	None with use of SouthEast Bank & Trust ATMs

Stop Payment	$30 per item
Non-Sufficient Funds Item (NSF)/Bounce Protection Fee	$30 per NSF item paid or returned
Wire Transfers (customers only)	Fee 1: $15 for domestic (incoming/outgoing) Fee 2: $60 International (outgoing) fee may increase depending on destination Fee 3: $25 International (incoming)
Account Research	$20 per hour
Account Activity Printouts (Statements/Checks/Deposits)	$5
Return Mail	$5
Garnishments/Tax Levys	$50
Check Collection	Fee 1: $20 (Domestic: Incoming/Outgoing) Fee 2: $35 (International: Incoming/Outgoing)
Dormant Account Fee	$5.00 Yearly
Official Checks	Fee: $3; up to three (3) with no charge each month for ValuPak Checking Account or SouthEast50 Interest Checking Account members
Photo VISA CHECKCard	$8