Business Checking

Day-to-day financial transactions are the lifeline of any business. SouthEast Bank & Trust makes it OUR business to know YOUR business. We'll evaluate your transaction volume and help you choose the Business Account that is right for you.

Small Business Checking

For small businesses who want no minimum balance and no monthly fee.

150 Items Per Month
No Minimum Balance
$.40 for each item over 150
Minimum Opening Deposit $100
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Business Checking

This is the Checking Account of choice for most small businesses.

300 Debit Items Per Month - Get up to 300 debits. Low per-item fees for transactions over maximum.
No Fees - When maintaining a minimum daily balance of $2,000 or more. Non-profit organizations have no minimum balance requirements.
$10 Monthly fee if balance falls below $2,000 plus $.40 per debit after the first 300.
Minimum Opening Deposit - $100.
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Business Interest Checking

This interest-earning account is available to sole proprietorships, government and most non-profit organizations.

300 Debit Items Per Month - Get up to 300 debits. Low per-item fees for transactions over limit.
Tiered Interest Rates - Interest is paid on all balances! Higher balances pay higher rates based on the following tiers:

$ 0 - $999
$1,000 - $9,999
$10,000 - $24,999
$25,000+
No Fees - When maintaining a minimum daily balance of $5,000 or more.
Minimum Opening Deposit - $100.
$10 Monthly fee if balance falls below $5,000 plus $.40 per debit after first 300.
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Analyzed Checking

Will help you estimate your monthly fee based on your account activity.

Sweep Feature - Automatically transfers excess balance levels into an interest-bearing account each night for maximum interest earning ability.
Fees - Monthly transaction levels are analyzed to determine monthly fee. A substantial increase in number of transactions may increase your monthly fee.
Minimum Opening Deposit - $100.

Business Money Market Account

Earn premium interest rates without tying up your money in a CD. Get access to your funds by writing a check!

Interest Earnings - Paid on all balances over $2,500. Higher balances pay higher rates based on the following tiers:

$0 - $2,499 $50,000 - $99,999

$2,500 - $9,999 $100,000 - $249,999

$10,000 - $49,999 $250,000 +
Withdrawals - Up to six free pre-authorized transactions are allowed per month, three of which may be by check.
No Fees - When maintaining a minimum daily balance of $2,500.
Minimum Opening Deposit - $2,500.

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS: All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transactions accounts, visit www.fdic.gov.

NOTICE: The Unlawful Internet Gambling Enforcement Act of 2006 prohibits any person engaged in the business of betting or wagering from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling. As an accountholder, these restricted transactions are prohibited from being processed through the account or relationship with us.

NOTICE: SouthEast Bank & Trust is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being provided by an outside source - The bank is not responsible for the content. Please contact us with any concerns or comments.

$0 - $2,499	$50,000 - $99,999
$2,500 - $9,999	$100,000 - $249,999
$10,000 - $49,999	$250,000 +