Comparison Chart

$100 Opens Any Account

This account is for you if... Monthly Fee Check Writing EXTRA Features

Free
Checking You want unlimited checking with no fees No fee Unlimited Online Banking with Billpay ; CHECKCard; Image statement or E-Statement, $300 Bounce Protection

CashBack Checking You keep lower average balances; are not concerned with interest but want to earn CashBack rewards
No fee with an average daily balance of $250 E-Statement or Direct Deposit
Unlimited Online Banking with Billpay; CHECKCard; Image statement or E-Statement, $300 Bounce Protection

CashBack Interest Checking You want an interest bearing account that also pays CashBack Rewards No fee with an average daily balance of $1,000 Unlimited Online Banking with Billpay; CHECKCard; Image statement or E-Statement; $400 Bounce Protection

Premium Interest
Checking You want flexibility, excellent benefits, higher interest rates and CashBack rewards. No fee with an average daily balance of $10,000 or a combined checking, savings and/or loan balance of $100,000 (CDs not included) Unlimited Free checks; Online Banking with Billpay; CHECKCard; ID Protect; $500 Bounce Protection and much more

For complete information about account costs and fees, refer to the Schedule of Fees brochure or ask any SouthEast Bank & Trust Customer Service Representative.

*BOUNCE PROTECTION NOTICE:
SouthEast Bank charges a fee of $30 for each overdraft created by check, in-person withdrawal, that uses Bounce Protection. Also if you have Opted-in for ATM withdrawals or debit card transactions - you will be charged a paid item fee of $30. Customers must bring their account to a positive balance within 30 days to continue to receive Bounce Protection privileges. As long as your account stays in good standing, SouthEast will pay your overdrafts up to your Bounce Protection limit.

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS: All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transactions accounts, visit www.fdic.gov.

NOTICE: The Unlawful Internet Gambling Enforcement Act of 2006 prohibits any person engaged in the business of betting or wagering from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling. As an accountholder, these restricted transactions are prohibited from being processed through the account or relationship with us.

NOTICE: SouthEast Bank & Trust is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being provided by an outside source - The bank is not responsible for the content. Please contact us with any concerns or comments.

	$100 Opens Any Account
	This account is for you if...	Monthly Fee	Check Writing	EXTRA Features
Free Checking	You want unlimited checking with no fees	No fee	Unlimited	Online Banking with Billpay ; CHECKCard; Image statement or E-Statement, $300 Bounce Protection
CashBack Checking	You keep lower average balances; are not concerned with interest but want to earn CashBack rewards	No fee with an average daily balance of $250 E-Statement or Direct Deposit	Unlimited	Online Banking with Billpay; CHECKCard; Image statement or E-Statement, $300 Bounce Protection
CashBack Interest Checking	You want an interest bearing account that also pays CashBack Rewards	No fee with an average daily balance of $1,000	Unlimited	Online Banking with Billpay; CHECKCard; Image statement or E-Statement; $400 Bounce Protection
Premium Interest Checking	You want flexibility, excellent benefits, higher interest rates and CashBack rewards.	No fee with an average daily balance of $10,000 or a combined checking, savings and/or loan balance of $100,000 (CDs not included)	Unlimited	Free checks; Online Banking with Billpay; CHECKCard; ID Protect; $500 Bounce Protection and much more

For complete information about account costs and fees, refer to the Schedule of Fees brochure or ask any SouthEast Bank & Trust Customer Service Representative. *BOUNCE PROTECTION NOTICE: SouthEast Bank charges a fee of $30 for each overdraft created by check, in-person withdrawal, that uses Bounce Protection. Also if you have Opted-in for ATM withdrawals or debit card transactions - you will be charged a paid item fee of $30. Customers must bring their account to a positive balance within 30 days to continue to receive Bounce Protection privileges. As long as your account stays in good standing, SouthEast will pay your overdrafts up to your Bounce Protection limit.