Bank of Dixon County
Internet Banking
Log In
Enroll Now
Lending Services





Auto, S.U.V. and Pickup Loans

We offer all types of new and used vehicle, RV, SUV or boat loans with affordable rates and flexible terms. Yes, we make ATV and cycle loans, too. Bargain like a cash buyer when you get pre-approved by the Bank of Dixon County for your next auto loan. Pre-approval allows you to go shopping with confidence because you can demand the cash discounts, and just "write the check" when you strike the deal.


Back To Top 

R.V., Boat and Cycle Loans

Just like car loans, we offer a wide variety of rates and terms. Call us for details and rate quotes on whatever it is you may want to purchase.

Back To Top 

Consumer Loans

If you have a personal or household loan need, we can help.  With an approved credit application we will loan money for just about anything from a sofa or refrigerator to Christmas shopping or a long awaited vacation. 

Personal Loans
We provide both Monthly Installment and Open Term loans where you pay when you want to pay. Some things just require borrowing a little money like going home for the holidays, a wedding or just about anything else life can present. That's where the Bank of Dixon County comes in! We do not use formulas and we have the flexibility that only a community bank can provide.

Back To Top 

Real Estate

Home Mortgage and Home Equity Loans
We make a variety of real estate loans both in-house and by originating secondary market loans. From homes, business, agriculture, vacation property or development land . . . we have experienced officers to assist you.

  • New Home Building
  • Buying A Home
  • Lots, and Acreages
  • Home Equity

BDC "In House" Real Estate Loans
We make in-house real estate loans for homes, business and recreation real estate and farmland. We also make interim home construction loans with personal assistance un-matched by our competition. A BDC In-House real estate loan can provide the flexibility your personal situation may require.

Long Term Fixed Rate "Secondary Market" Loans

We also offer a range of long term fixed rating financing options. We do all the loan work and processing with you and your loan is placed with a Secondary Market lender. It is a complex process offered by many lenders, but it is one we can make simple, and explain clearly.

Homes and Building Sites
We have worked with many of our BDC Families to find a home, buy a lot or acreage or design and build a new house. And, we do make interim home construction loans. In fact, we have just the home building tools to help you through the complex new home building process.

For information about area real estate click here.

Bank of Dixon County NMLS #460302
Richard Dohma, Sr. V.P. NMLS #671595
Chris Kingsbury, Sr. V.P. NMLS #671596
Brian Lentz, V.P. NMLS #829109
Josh Templeman, V.P. NMLS #1197512
Garrett Peterson, V.P. NMLS #1423347
Keri Kneifl, Newcastle, NMLS #1187140

Back To Top 

Business Loans

We have more than one hundred years of experience with small business planning, purchases, management and lending. We are an SBA lender and can help you plan for business ownership or purchase. Thinking of an Internet or in-home business or some new venture, let us help. From building a business plan to buying a local business or starting a new one . . . we ARE interested.

Starting a New Business
As a community bank we have a long history of small business lending, and new business start-up assistance. Do you have an idea? Have you always wanted to start or own your own business? We can help, in fact, every day we are helping dozens of other people just like you. Just give us a call. Tell us your dream.

Back To Top 

Farm Lending

Our computer generated financial statements and cash flows are simply the best available. We began doing professional farm cash flows and profit analysis before others knew what it meant. Agriculture is a major industry in our area and helping with the success of Family Farms has always been a top priority at BDC.
From commodity futures to government programs and lending assistance or real estate purchases . . we can help.

Young Farmers
We have helped dozens of young people begin farming. We also participate in a variety of young beginning farmer programs including UDSA assistance.

Back To Top 

Credit Cards

We offer our own low interest VISA and MasterCard programs. With or without annual fees and other options, we allow you to choose. And our low interest rates are not lead-on rates for only 30 or 90 days.
A BDC Credit Card allows you to call your BDC Team when you need help, or have a billing error and lost card. Payments on your BDC Credit Card can also be made directly at any Bank location or to us by mail or automatic debit.

BDC Credit Card Information On-Line - You can quickly check your BDC Credit Card balance and statement at any time. Simply click here.

Back To Top 

Apply Now


The application shown is for personal consumer loans only. The form must be printed and completed in full on legal-size paper. Once completed, please drop the application off or mail it to any one of our three convenient locations. The application must be fully completed before it will be considered. Please feel free to call for assistance in completing the application.

The Bank of Dixon County is a community bank servicing the three communities where offices are located including the general area and other small communities surrounding our locations in Northeast Nebraska . The Bank may limit services and loans to the immediate area and its known customer base as a matter of precaution, size, and sound community banking practices.

Incomplete applications will not be accepted. All applications are subject to review.


Back To Top 


Privacy Policy | Terms of Use | USA PATRIOT ACT | The BDC Difference
BDC Accounts | BDC Loans | Budget | Kids & Students | Real Estate
Investments | About Us | Contact Us | Our BDC People | Other Services
Security Statement | Contest Rules
Learn More about Online Bill Pay
NOTICE: Bank of Dixon County is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.